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Many clients ask me what an offset account is and why it is different to a redraw facility. Let’s start from basics, a redraw facility is a feature within the home loan account that enables you to draw any extra amounts that you have deposited in your home loan other than the minimum repayment. For example, if…

Intereses 4.39

Easier said than done right? Well, if you are smart enough, and I am sure you are, you can build a sizable property portfolio by using the equity on your current home to cover the down-payment on a new property. Let’s back up a bit and consider what equity is: The equity in your home,…

house dreaming au

The property market in Australia does not all behave in the same way. While Sydney property may have been increasing in value rapidly since 2013, properties in Perth have hit a plateau and are showing a decrease in growth (Source).  When buying property it is important to think about your financial goals, do you want to…