Welcome to Prana Credit Solutions

Our mission is to help every customer increase their chances of being approved for a home loan or mortgage loan as well as to find the right lender and the right product for you. We do this by assessing your situation and helping you through the whole process, from helping you understand how to be in the best position to get your loan approved, to your loan application and settlement of your home purchase or refinance.

Home Loans

Let us give you a complimentary preliminary assessment of your current situation and suitability for finance before applying. Our team of experts will research lender policies for you and make recommendations based on your situation, as well as prepare and lodge your application, follow up for you and keep you informed on every step of the way.

If you are refinancing, we present you with suitable options to save money on you home loan.

Car Loans

Our services include vehicle finance for individuals or businesses looking to purchase or lease a new or used motor vehicle. We do the research for you, prepare and lodge your application, and see it through to settlement. Getting a loan through us, allows you to negotiate your car purchase price on a cash basis which means your are not only saving on your monthly payments with our spectacular finance, you are also saving on the initial price of the car. We can also give you some tips on how to negotiate with the car dealers.


Please fill in the following form with as much information as you can. Most fields are optional but the more information you give us the better your preliminary assessment.

This will not affect you credit file and it is completely obligation free.

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What You Want

Applicant 1 - Contact Details

Applicant 1 - Personal Details

Applicant 1 - Income Details

Applicant 2 - Contact Details

Applicant 2 - Personal Details

Applicant 2 - Income Details

Other Income

Your Living Expenses

Your Combined Commitments

Your Combined Assets

Your Credit Profile and History

Your Loan Preferences

Your Insurance Needs

Upload Your Files (Optional)

Documents that would really help us get a better understanding of your situation are: Payslips, Rental income statements, Home loan statements and, Bank account statements. Other documents that can help include, but are not limited to: CC statements, Rates Notices for the properties you own, copies of your Drivers Licence and Passport.



  • Who we are?

    We are a finance broker in the Sydney North Shore area that specialises in Home Loans, Car Loans and Business Finance. We are a business that cares about our customers and that will provide that excellent service and expertise that you deserve. No matter how big or small the loan is, you will get the same level of service from us as a valued customer. We want to help you make the process of finding finance easy and hassle free, while looking after their best interests and pairing you up with a product that will be suitable to your particular circumstances.

  • How we can help you?

    We want to help you by having a face to face and/or conference call meeting to review and assess your situation. We can also review your current home loan/s and provide you an estimate of your potential savings if you decide to switch to another lender.

    After we assess your suitability we research suitable lenders and provide product recommendations.

    We complete the application and send it to you for signing and lodge the application for you.

    We also provide supporting documents to lenders, follow up on lenders, conveyancers and lawyers.

    We process the discharge of current mortgages being refinanced, and help you have a smooth settlement process.

    We endeavor to find the right solution for you and explore niche lenders to provide you with the most up to date information on suitable products and services.

    We do not charge our clients for our home loan broking service.

  • Are there any fees?

    Our home loan services are at no charge to you. There may be some applicable charges for other loans but we will tell you upfront so you can decide whether or not you want to use our services. Request a consultation now.

“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you know when you find it.”

-Steve Jobs